Harmony Homes Realty is there for sellers needing to do a short sale Brecksville, Ohio

Time to short sell your home?

What is a short sale? A short sale occurs when the value of a home is less than what is owned. Short sales are typically the result of prices in an area rapidly deflating.

For many homeowners, a short sale is an ideal way to preclude foreclosure or bankruptcy when they can negotiate with the lender to write off the remainder of the loan.


How do I proceed with a short sale?

First, figure out the true market value of your house. A qualified REALTOR®, like those at Harmony Homes Realty, will be able to give you a reasonable idea of what your house will possibly sell for based on a market analysis. Watch out for websites where a computer estimates your house's market value since they may not have complete information or know important things like neighborhood trends and current listings.

Brecksville homeowners who are upside down on their mortgage and need relief fast should turn to the expertise of Harmony Homes Realty to guide them through the short sale process. Contact us today for a free consultation.

Next, determine your closing costs. The qualified real estate agents at Harmony Homes Realty will take into account fees including title report, appraisal, escrow, property taxes, and agent commissions to calculate your final costs at closing.

Finally, contact your lender and tell them of your situation. They may even have a dedicated department that handles short sales. Ask about their specific process. Some lenders will be more willing to work with you than others. They may be able to decrease how much you owe or make other arrangements. Your lender will have to approve the final sale.

Home Status Report

Want to know if a home is still on the market, or if the price has changed? We can help. Simply fill out the information below and with no obligation to you we'll get back to you with your requested information. We guarantee your privacy.
 
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Harmony Homes Realty 12930 Chippewa Rd Ste 2 Brecksville, OH 44141-2178
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